Neural Credit Assistant ™ Software

The Neural Credit Assistant ™ application (NCA) is a Windows®-based desktop software package that allows users to track credit measures over time through a selection of flexible reporting tools. NCA provides a quantitative objective credit measure on over 9,000 firms worldwide including over:

  1,500 financial firms in North America and the world
  7,500 non-financial firms in North America and the world

Neural Credit Assistant provides up to 16 years of quarterly current and historical credit scores for each firm. The NCA is updated each week via Internet. Soon in addition to the NCA credit scores, the NCA will be enhanced to provide time series of explanatory variables for each credit score so that changes in the scores can be easily interpreted and understood. For a more detailed explanation of the methodology behind the Neural Credit Assistant download this file NCAMethodology.pdf.

We offer two versions of the NCA, The NCA for Rated Issuers and the NCA for Rated & Unrated Issuers. The NCA for Rated Issuers offers public bondholders an objective quantitative tool to evaluate publicly rated companies on a consistent basis over time and against other companies. The NCA's early warning system provides investors with a means to take action before either the markets or the credit rating agencies have reacted to changes in the credit conditions in a company. The NCA for Rated Issuers covers over 1,900 financial and industrial companies.

The NCA for Rated & Unrated Issuers provides users with complete access to the over 9,000 financial and industrial companies. This version in addition to the capabilities offered by the Rated NCA allows users the ability to evaluate companies unrated by the rating agencies. This capability allows investors in private debt to evaluate and track their investments using an objective quantitative tool across the rated and unrated markets. This version also includes a Excel Worksheet for users to either input companies not covered by the NCA, or perform pro forma analysis on companies for potential changes in the company.

The Neural Credit Assistant runs in either a Windows9x or Windows NT operating system environment. It is compatible with most common local area networks allowing for easy and wide distribution.

If you have a question or need more information, email us at info@OASISFinacial.net.